A Rated Surety Company/Surety Bonds/MS/AL/FL/GA/Neill Bonding & Insurance/Bonds

A surety that wants to write bonds for federal government construction projects must have a certificate of authority issued by the U.S. Department of the Treasury. The Treasury Department conducts a financial review of the surety and sets a single bond size limit for the surety. The Treasury Department maintains a list of surety […]

Surety Bond Guarantee/SBA/small contractors/bid, performance and payment bonds/bonding/contract surety bonds/Neill Bonding & Insurance


For more than 30 years, the U.S. Small Business Administration’s (SBA) Surety Bond Guarantee (SBG) program has helped small and emerging contractors who have the knowledge and skills necessary for success, but lack the combination of experience and financial strength to obtain bonds through regular commercial channels. SBA guarantees bid, performance, and payment […]

We Specialize in Contract Surety Bonds/AL/MS/FL/GA/AR/SC/KY/KS/NE/TN/LA/Neill Bonding & Insurance Services/bonds/bonding

At Neill Bonding & Insurance Services, Inc. we Specialize in Contract Surety Bonds. We are dedicated to the construction industry and service the needs of all types of contractors.   We represent many of the top Surety Companies in the country and have an excellent rapport with them all.  With our markets, we can offer the […]

Surety Bond Premium/How much does a Surety Bond cost?/Alabama Surety/Bonding Alabama/Bonds/Neill Bonding & Insurance

Surety bond premiums vary from one surety to another, but can range from 0.5% to 2.5% of the contract amount, depending on the size, type, and duration of the project and the financial stability of the contractor. In many cases, the cost of a payment bond and a 12-month maintenance bond is included with […]

Neill Bonding/Alabama Surety Bond (AL)/Surety Bonds/Risk Classifications

How do you know if you are being charged the correct bond premium? Bond premiums are determined in large part on length of time in business, quality of organization, and financial strength. However Construction Bonds are also classified in different Risk Classifications; for instance a highway project has a lower risk element than say a […]


Bonding companies require timely financial information and frequent meetings. Contractors should work to foster a strong bond with a surety. The surety and the agent want clients to be successful–not only to prevent losses, but also to promote a healthy and profitable client.

For sureties, success relates to the        Three Cs:

1. Character: The […]


A surety bond is a three-party agreement where the surety company assures the obligee (owner) that the principal (contractor) will perform a contract. Surety bonds used in construction are called contract surety bonds. There are three primary types of contract surety bonds. The bid bond assures that the bid has been submitted in good […]

If I don’t have a professional CPA financial statement can I still get a Bid, Payment and Performance Bond?

If you don’t have a professional CPA financial statement can you still get a Bid, Payment and Performance Bond? The answer is YES! It is a quick and easy application process, we can help walk you through the process. We have several surety markets that can secure a Bid, Payment, and Performance Bond without Professional CPA […]